Credit is a fundamental part of financial independence and building assets. The ability to obtain loans with favorable rates is key to achieving many of your dreams and life goals. With things such as homeownership, major credit cards, and auto loans, let us prepare your credit for your next dream come true.

"Our mission is to build stronger communities by developing and retaining healthy credit profiles for each and every client we serve. We aim to educate credit users both new and old in the proper use of credit and the important role credit plays in every financial portfolio. Credit Gemz Consulting LLC aims to give you the highest quality credit profile to make your credit future bright like a diamond."

We Accept:

We Dispute:

Credit Inquiries
Late Payments
Child Support
Collections
Medical Bills

And more....

We educate on:

credit usage
healthy credit profiles
credit monitoring resources
understanding debt to income ratio
credit protection
financial responsibility

Terms and Conditions

Cancellation Policy:

Services are provided on a month-to-month basis and clients may cancel their services at any time at

least (3) three days in advance of any upcoming payment. When cancelled according to these terms,

the upcoming recurring payment will constitute the final payment due for services rendered. All services

are billed in the arrears.

Commitment to Your Privacy

This site is owned and operated by Credit Gemz Consulting LLC. Your privacy on the internet is of the utmost

importance to us. At Credit Gemz Consulting LLC, we want to make sure that your online experience is safe and satisfying. Because we gather certain types of information about our users, we feel that you should fully

understand our policy and the terms and conditions surrounding the capture and use of that information.

This privacy statement discloses what information we gather and how we use it.

Sharing of Information:

Credit Gemz Consulting LLC does not under any circumstances share, sell, rent, or in any other way

provide your information to anyone for any use whatsoever.

Security:

Credit Gemz Consulting LLC operates secure data networks protected by an industry standard firewall

and encryption protection systems. Our security and privacy policies are periodically reviewed

and enhanced as necessary and only authorized individuals have access to the information

provided by our customers.

Information Credit Gemz Consulting LLC Gathers and Tracks:

Credit Gemz Consulting LLC gathers two types of information about users:

* Information that users provide manually on our website. This information is gathered on

our Enrollment (Sign Up) Form which includes name, address, email address. This information

is not shared or used for any marketing purposes whatsoever.

*Information Credit Gemz Consulting LLC gathers through aggregated tracking information derived

mainly by tallying page views throughout our sites. This information allows us to better tailor

our content to our readers' needs and to help us to better understand the demographics of our audience.

Usage Tracking:

Credit Gemz Consulting LLC tracks user traffic patterns. However, we do not correlate this information

with data about individual users. Credit Gemz Consulting LLC does break down overall usage statics according

to a user's domain names, browser type, and MIME type be reading this information from the browser

string (information contained in every user's browser). Credit Gemz Consulting LLC sometimes tracks the search

terms that users enter in public search engines, which generate a "click through", but this tracking is never

associated with individual users. We use tracking information to determine the effectiveness of

individual search terms.

Cookies:

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself

does not contain personal information though it will enable us to relate to your use of this site

that you have specifically and knowingly provided. But the only personal information a cookie can

contain is information that you supply yourself. A cookie cannot read data off your hard disk or

read cookie files created by other sites. Credit Gemz Consulting LLC uses cookies to track user traffic

patterns (as described above). You can refuse cookies by turning them off in your internet

browser. If you have set your internet browser to warn you before accepting cookies, then you

will receive the warning message with each cookie. You do not need to have cookies turned on to use this

site.

Your Consent:

By using this site, you consent to the collection and use of this information by Credit Gemz Consulting LLC. If

we decide to change our privacy policy, we will post those changes on this page so that you are always

aware of what information we collect, how we use it, and under what circumstances we disclose it.

Public Safety and Legal Process:

We will not share information about individual users with any third party, except to comply with

applicable law or valid legal process or to protect the personal safety of our users or the public.

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