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La'Tosha Adams
Your Credit Consultant
Services and Pricing
Introductory Plan $499+
The Introductory plan offers credit counseling for new credit users looking to establish credit or build and educate themselves on credit. If you have no credit, it is pretty much worse than bad credit. So, you will be charged higher interest rates and possibly a cosigner to get a card, rent a home or obtain any credit at all. This plan is starting at $499 retainer. We will determine if this is the plan for you during your free credit counseling call.
Intermediate Plan $649+
The Intermediate plan offers credit counseling existing credit users looking to build their credit. These users generally have experienced some minor credit challenges, such as late payments or small charged off accounts. This is generally people who have a credit score that is between a 550 and 610. This plan is starting at $649 retainer. We will determine if this is the plan for you during your free credit counseling call.
Advanced Plan $799+
The Advanced plan offers credit counseling for existing credit users looking to repair mild to severely damaged credit. This is what we call the credit overhaul plan. If you have experienced a significant decline in your credit due to charged off accounts, late payments, bankruptcies, evictions, multiple credit inquiries, and more this is the plan for you. The plan is starting at $799 retainer. We will determine if this is the plan for you during your free credit counseling call.
NOTE: Financial counseling can be added to any plan for an additional retainer of $99 and $99 each month thereafter. The financial counseling can be canceled at any time throughout your credit counseling process. This service is recommended for clients enrolled into the intermediate or advanced plans that have a significant missed or late payment history and/or high debt loads.
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